Have merchants that are always on the go? Are they looking for a better mobile credit card reader? Then look no further than Phone Swipe — powered by North American Bancard. This mobile card reader is free for your merchants and comes with a robust app that is second to none in the industry.
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Here are a few features Phone Swipe offers your merchants:

Advanced Fraud Protection

Advanced fraud protection

All the card and cardholder information for both keyed and swiped transactions is never kept in the phone, the reader, or the app. This should give your merchants and their customers peace of mind with each and every transaction.
Real-time Reporting

Real-time reporting

Reporting features include real-time transaction reporting by card type, transaction type, and best-selling products.
E-mail or print receipts

E-mail, SMS, or paper receipts

Merchants can email, text, or print receipts to customers for sales, refunds, and voids that include items purchased and the customer signature.
Phone Swipe credit card reader

The cost of any piece of equipment is always a concern for a business owner, no matter how big their business is. The Phone Swipe credit card reader is free, as is the app. You can also offer one rate for all card brands or set the pricing for a customized solution.

Here are a few frequently asked questions (FAQs) on how and why Phone Swipe is the right mobile credit card reader for them:

What does my merchant need to use Phone Swipe?
The merchant needs an Internet-connected smartphone with the Phone Swipe app installed on it, plus a merchant account, which is provided through North American Bancard. As soon as the merchant account is approved, your merchant can start processing U.S.-based transactions with Phone Swipe (currently, all Phone Swipe transactions must take place in the U.S.).
What kind of smartphone does my merchant need to have?

Swipe is compatible with most Apple iOS and Android smartphones and tablets.


  • Requires iOS 8.0 or higher
  • iPhone - 4s, 5, 5c, 5s, 6, 6 Plus
  • iPad-iPad 2, iPad (3rd gen), iPad with Retina, iPad mini, iPad mini 2,iPad mini 3, iPad Air, iPad Air 2.


Your Android device should have the following specifications:

  • Requires Google Android 4.2 or higher
  • 3.5mm headset jack with microphone
  • "Normal" or "Large" screen size
  • Access to Google Play
  • Location services

If you aren't sure if your device meets the above requirements, check with your phone carrier or device manufacturer.

Android phones:

  • Google Nexus 5
  • HTC One M8
  • LG G3
  • Motorola Droid Razr HD
  • Samsung Galaxy S3
  • Samsung Galaxy S4
  • Samsung Galaxy S5
  • Samsung Galaxy S6
  • Samsung Galaxy S6 edge
  • Samsung Galaxy Note 3
  • Samsung Galaxy Note 4
  • Samsung Galaxy Note 5

Android tablets:

  • Google Nexus 9
  • Google Nexus 10
  • Samsung Galaxy Tab 3 - 8"
  • Samsung Galaxy Tab 3 - 10"
  • Verizon Ellipsis 8
What kind of cards can my merchant accept with Phone Swipe?
Phone Swipe allows you to accept Visa, MasterCard, American Express, Discover and PayPal cards.
Can my merchant set up sales tax, receipts, and tips?

Yes, yes and yes. There are a few steps to get each set up that we describe below:

Sales Tax

  • To process a sale with tax, toggle the "Auto-Detect Tax" option to On in Settings. Auto-Detect Tax turns on the geo-tax feature, which automatically calculates the appropriate tax rate based on your location. Or, if you prefer, you can set a default tax rate.


  • Make sure you have Tips enabled under Settings → Tips.
  • On the signature screen, your customer can select from one of the preset values or enter a custom amount.


To send your customer an email receipt:

  • Enter your customer's name and email address. If your customer is already in your Customers list, you can select their name through the address book icon.
  • Tap the notebook icon if you would like to add a note to the receipt (optional).
  • Tap "Send Receipt."

To send your customer a receipt via SMS:

  • Enter your customer’s phone number.
  • Tap "Send Receipt."
  • Your customer will receive a text that indicates a purchase of $xx.xx amount made at your company. Within the text will be a link to the receipt.

To print a receipt:

  • Switch the printer toggle to on. If you have multiple printers enabled, you will need to select which printer you would like to use.
How does Phone Swipe reduce fraud?
From data encryption and tokenization to fraud prevention, protecting you and your customers is our highest priority.
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